Clear sources.
Visible assumptions.

Who is behind this website?

Andrew Harcrow is a precious metals professional and Senior Director at Gold Gate Capital. This is his personal educational website. That professional affiliation is relevant when reading his views about the industry. It is not an independent consumer testing laboratory or a regulator.

Read the professional biography and the linked professional profile for background. This website does not accept purchase orders or collect new client inquiries.

Attribution and professional affiliation

Educational pages may be prepared with AI assistance. Publication on this personal website does not identify Andrew as the personal author of every passage or imply employer review or endorsement. Individual authorship or review credits should appear only when that contribution has been confirmed.

How to use the sources

Articles link to original materials where practical: IRS guidance for retirement account rules, regulator resources for consumer questions, and the original publisher for market research. Check the date, scope, and assumptions of each source. A linked organization has not necessarily reviewed or endorsed this website.

Market notes retain the date of the research they discuss. An older forecast is a historical snapshot, not a current quote or a promise. Published and updated dates refer to the article; they do not make every linked source new.

What the tools calculate

The gold and silver resale calculator uses amounts you enter and displays its formulas. It does not fetch dealer quotes or predict metal prices. The buyer checklist asks for written product, price, delivery, storage, and resale terms so different offers can be compared fairly.

Commercial claims and uncertainty

Professional experience can inform a useful question, but it is not a substitute for evidence. A dealer’s advertised policy, a customer’s account, and a verified transaction are different kinds of information. A missing disclosure does not establish misconduct. Costs depend on the product and agreement; future prices and resale bids remain uncertain.

Educational articles are not individualized investment, legal, or tax advice. Confirm account-specific questions with the custodian and an appropriately qualified independent adviser.

Corrections and source questions

If you spot an error, use Andrew’s LinkedIn profile to flag the page, the statement, and a primary source supporting a correction. Avoid sending account numbers or private financial documents. Substantive corrections should be reflected in the page’s updated date.

Images and privacy

AI-assisted portraits and lifestyle scenes are disclosed in the privacy notice. Calculator entries stay in your browser and are not saved or submitted by the tool.